Florida homeowners insurance provides crucial protection for property owners against potential risks and damages. Many policyholders often wonder how insurance companies manage to make money while offering competitive rates and comprehensive coverage. In this article, we will break down the economics of a Florida homeowners insurance company, explaining how each dollar of premium collected is […]
Living in the beautiful Sunshine State comes with its perks, but it also means dealing with intense heat during the summer months. As a Floridian, it’s essential to be aware of the risks associated with extreme temperatures, particularly heat stroke. In this blog, we’ll explore what heat stroke is, its potential dangers, and most importantly, […]
Water damage can be a homeowner’s worst nightmare, causing extensive property damage, costly repairs, and potential health hazards. And in Florida, water damage risks are more heightened, nearly half of all Homeowner Insurance claims are not caused by catastrophic events but rather by more typical occurrences such as leaks, plumbing issues, or accidental water damage. […]
Smart home technology refers to a collection of electronic devices, systems, and appliances that can be controlled remotely or programmed to perform tasks automatically. These devices are typically connected to the internet and can be controlled through a smartphone, tablet, or other internet-enabled device. Smart home technology allows homeowners to automate and control various aspects […]
Here in Florida, we think about the weather. A lot. We think about how to prepare our homes and families to stay safe and secure through tropical storms, hurricanes, severe rainstorms and flooding, and even tornados. We think about weather forecasts and evacuation routes. We think about caring for our pets during and after a […]
Hurricane-force winds can literally blow the roof off a home – and cause other damage. Tropical storm winds can also make things interesting for Florida homeowners. To help limit wind damage, homeowners can take several important steps to make their homes more resistant and keep their families as safe as possible. When they do, they […]
It is frustrating how everything seems to be more expensive these days. Wouldn’t it be nice to hear some good news about costs going down for once? Well, when it comes to Florida insurance premiums, homeowners actually can see some relief in their pocketbooks – you just have to know where to look. Talk to […]
While most of us look forward to the lazy dog days of summer and extra time vacationing with family and friends, others use this time to burglarize. In fact, according to the U.S. Dept. of Justice, most burglaries happen in the summertime between the June and August – and most happen between 10 a.m. and […]
Florida’s warm subtropical climate can create gorgeous beach days and bring wonderful sea breezes – something we all love about our great state. However, in the hot summer months, our climate can create extreme heat and high humidity, which can decrease the body’s ability to dissipate heat and maintain a normal temperature. This can lead […]